Terry’s Thoughts: a blog about self-awareness during the retirement phase of life, what I am calling the Encore Phase

I have been writing about my transition to my ‘Encore Phase’ and presented my experiences, thoughts and key (non-financial) aspects which don’t receive a lot of attention when planning for retirement in my past articles.  Beyond sharing my personal thoughts and experiences, I have been thinking a lot lately about the concept of retirement—this widely…

You’ve run the numbers, maxed out the 401(k), and mapped out your Social Security strategy. The spreadsheet says you’re ready. Then the party ends, the first quiet Monday arrives and You feel something no calculator prepared You for. Retirement planning is overwhelmingly financial, but the emotional side is where many people get blindsided. Nearly 70…

We tend to picture retirement as a single event: the last day, the farewell lunch, the (final) email to the team, and then the door closes. Now well into my fifth year of the ‘Encore Phase,’ I have come to believe that day is the least important part of the story. It is simply the…

Work gives us more than a paycheck — it hands us a built-in social structure we rarely think to replace. Here’s why that matters, and what to do about it. When people plan for retirement, they run the numbers on savings, healthcare, and how they’ll fill their days. What they don’t plan for is the…

Hello and good day! Hope your September is going well and it’s been another great month for you. Thanks for stopping by ‘Terry’s Thoughts’ and giving me a little of your time… always appreciated! I recently read an article about Tamika Catchings—WNBA Champion, MVP, All-Star, Olympic Gold Medalist, and one of the most decorated players…

Hello, and I hope the days continue to treat You well.  I am grateful You have shared your precious time visiting ‘Terry’s Thoughts.’ It’s a pleasure to share these thoughts with You – Thank You for stopping by! This is the 69th article -and- as  I was reviewing the past articles, I recognized we covered…

Hello, and I hope the days continue to treat You well. Life is short, and I am grateful You have shared your precious time visiting Terry’s Thoughts. It is a pleasure to share these reflections with You—Thank You for stopping by! When You read or listen to people speak about retirement, they certainly speak of…

Hello and hope the days continue to treat You well. Life is short and You have shared some of your precious time with me visiting Terry’s Thoughts and reading my article. It has been a pleasure to share my thoughts with You — Thank You for stopping by! Happiness is not about achievement of pleasure,…

Thank You for stopping by ‘Terry’s Thoughts.‘ I know You have many choices to select from for your reading, and I truly appreciate that you’ve chosen to spend some of it at ‘Terry’s Thoughts.’ It’s been a minute since I posted an article… Denise and I were enjoying time with our Cousin and his Family…

Hello and Good Day…hope You and your Family have been doing well and enjoying your Summer so far. As we prepare to celebrate the 250th Birthday of our Country and enjoy the 4th of July Holiday, a reminder while we are enjoying the Holiday and spending time with our Family and Friends, let us pause…